What is Renters Insurance?
Renters insurance covers your personal belongings and liability in a rented home or apartment. From fire and theft to water leaks and accidents, it’s an affordable way to protect what matters—without insuring the building itself.
Cover Yourself From:
Fire & Smoke Damage
Theft & Vandalism
Water Damage (not flood)
Personal Liability
Loss of Use/Temporary Living Expenses
Guest Medical Payments
FAQ
What does renters insurance cover?
It protects your personal belongings, provides liability protection, and covers additional living expenses if you’re temporarily displaced after a covered loss.
Is renters insurance required?
Some landlords require renters insurance, but it’s a smart investment for anyone renting—even if it’s not mandatory.
Does it cover roommates?
No, each roommate should have their own policy to ensure their belongings and liability are covered.
How much does renters insurance cost?
It’s usually very affordable—often $10–$20 per month, depending on your coverage amount and location.